Hi, I wondered if anyone can help. My partner bought a house with his ex-girlfriend three years ago in March 2007. The property was purchased for £125,000 and they got a professional mortgage, fixed for three years for that amount where they were just paying off the interest each month. Three months after purchasing the house they separated. The ex-partner has remained in the house and been paying the mortgage but now that the fixed rate is up cannot afford too any more. The difficulty is that the house has decreased in value since it was purchased and is now worth £110,000, the mortgage amount outstanding remains at £125,000. The ex-partner cannot afford this anymore and has contacted my partner for help. I was wondering if it would be possible for me and my partner to re-mortgage the property into our names, the ex-partner would be agreeable to this. I earn a decent wage and could afford the repayments but wondered whether anyone would be prepared to offer a remortgage on a property where there is negative equity. Is anyone able to help?

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