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Questions & Answers The Free Mortgage Advice Forum Remortgaging
Remortgaging 120% mortgage (0 viewing) 
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TOPIC: Remortgaging 120% mortgage
#230
Darren (Visitor)

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Remortgaging 120% mortgage 5 Months, 1 Week ago  
We took out a 120% mortgage offer from Northern Rock some years ago. This worked out as 95% mortgage + £30k unsecured loan. If we were to remortgage, is it just the secured part that we would need to pay back? Can we keep the unsecured loan on it's current terms of repayment?

If we could do this, the sale of the house would provide us with a decent deposit to buy a new place.
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