Hi

I have been living with my partner for around a year.

The house is owned by him and his ex, she moved out around two years ago.

There arrangment was for her to continue paying her half. This was all very amicable until I started spending time at the house and she realised he had moved on.

Over the period befor i moved in my partner tried to take the mortgage into his sole name but was unable to do so and his wage alone. We have looked into a transfer of equity but they have an apparent age limit of 21 which I am in May from moving in with my partner, I am now paying with him the magority of the mortgage and she pays a small contribution. I would like details on where we stand with regards to the transfer of equity. The property has built up and equity of 15,000 but 10,000 is due to a gifted deposit from my partners sister, therefor there is only 5,000 in the property. We cannot afford to pay out her half of the eqity adn she is happy to leave this she just wants her name removed and I am happy to pay for the change. Can you let me know where we stand.

Sorry for the long wind but really desperate.

Thanks
Rach

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