Hi

My Wife and I both owned our own homes when we met, we have since moved in, got married, and our 1st child is on the way. We both brought at the height of the Market and both houses have lost money, we really want to won just one house of our own rather than letting one out and constantly worrying about cash. Already the rent doesn't cover the mortgage and we have to pay £300 pound each month for the pleasure of someone else living in the house and not looking after it.

We really want just one house? What would our options realistically be? Can you get a mortgage when the houses you own are in negative equity. We have now lost any deposit we would have had in the properties.

Cheers

Will