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TOPIC: mortgage
#271
Milly Suki (Visitor)

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Re:ubiquitous mortgages 1 Year, 9 Months ago  
No offence but I do not believe you.

Ubiquitous mortgages told a friend of mine just three weeks ago they could not do UK lending and although now they seem to be marketing they can there is no way you completed on a loan in three weeks.

If I am wrong and you do have a loan; given regulation surrounding UK mortgages you should ask yourself if what you have is actually a mortgage; last time I looked for a mortgage to be granted in UK the company offering lending had to have a credit licence etc etc. Perhaps you have private funding in which case good luck, you will need it.
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#272
EzraSon (User)
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Re:mortgage 1 Year, 9 Months ago Karma: 0  
Independent Financial Adv wrote:
Currently there are no 100% mortgages available to first time buyers and even if you could get a 5% deposit together you will struggle to obtain a suitable lender. This does not mean however there is not a solution to your problem.

There are some mortgage brokers that do provide 100% mortgages for first time buyers, but you have to really look for them. Check out a lot of providers or talk to an adviser to help you out.
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#427
Cybil (User)
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Re:mortgage 1 Year ago Karma: 0  
Hi,
You consulted as a mortgage broker.There are ways that this can be approached please talk to an adviser.
Phoenix Homes for Sale
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Last Edit: 2011/05/14 16:13 By Cybil.
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#491
Comparethemortgagemarket (User)
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Re:mortgage 9 Months, 2 Weeks ago Karma: 0  
I'm not aware of any 100% mortgages available from banks. The only way I can see 100% is as been mentioned previosily with a family gifted equity deposit where the actual buyer does not need to provide any deposit at all. The highest loan to value at the moment is 95% on some homebuyer schemes and the 90% deals are not really the cheapest about either.

Check out my site for info

Anthony
Compare the mortgage Market
http://www.comparethemortgagemarket.com
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#838
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electronic payment process flow pos 2 Months, 2 Weeks ago Karma: 0  
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Re:mortgage 3 Weeks, 5 Days ago Karma: 0  
I also agree with the fact that mortgage broker can help you in this situation very best. Not only that there are clear advantages to using a mortgage broker and thats why people are taking help of an expertise of a licenced mortgage professional.
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