A survey of members of the Royal Institute of Chartered Surveyors (RICS) has found that nearly 1 in 10 property sales falls through due to mortgage problems. This has led to some Estate Agents demanding financial health checks of potential buyers.

This statistic underlined the importance of using an independent mortgage broker. By using a professional mortgage service you can be certain of what your borrowing capabilities are, and this could save considerable time and expense when compared to finding yourself 2 months into the buying process only to have your mortgage fall through.